China CITIC Bank Corporation Limited disclosed its unaudited third-quarter 2025 results. Total assets reached RMB9.90 trillion as of 30 September 2025, up 3.83% from the end of the previous year. Total liabilities were reported at RMB9.06 trillion, an increase of 3.79% over the same period.

Operating income for the first nine months stood at RMB156.26 billion, a decrease of 3.43%. Net profit attributable to equity holders rose 3.02% to RMB53.39 billion. Net interest income reached RMB107.70 billion, while net fee and commission income amounted to RMB25.69 billion, up 5.75%. The net interest margin averaged 1.63%.

Customer deposits totaled RMB6.07 trillion, reflecting 5.00% growth. Loans and advances to customers rose 1.09% to RMB5.78 trillion. The non-performing loan ratio remained at 1.16%, on par with the end of last year, while the allowance coverage ratio was 204.16%.

As of the end of the reporting period, the Group’s capital adequacy ratio stood at 13.01%, with a tier-one ratio of 11.03% and a core tier-one margin of 9.59%. Management emphasized maintaining a stable liquidity profile, business transformation, and risk control measures throughout the period.