Jiangxi Bank Co., Ltd. published a 2025 version of its Articles of Association, detailing its organizational structure, operation principles, share capital, and corporate governance framework. According to the document, the bank was formed through the absorption of Jingdezhen City Commercial Bank by Nanchang Bank and renamed Jiangxi Bank Co., Ltd. The registered capital rests at RMB6,024,276,901, split into ordinary shares, comprising both domestic shares and H shares. The listed H shares follow the relevant regulations of the Hong Kong Stock Exchange.

The scope of business covers a broad range of banking services, including deposits, loans, financial bond issuance, foreign exchange trading, and letters of credit. The governance model features a shareholders’ general meeting as the highest authority; a Board of Directors, which oversees major decision-making and sets operational plans; and a senior management structure led by a president and other executives. The Articles also emphasize the role of the Party Committee, which guides the bank’s strategic direction and personnel decisions while ensuring compliance with relevant state policies. Independent directors occupy at least one-third of Board seats and are tasked with offering impartial views on issues such as risk control, related transactions, and management performance.

The document outlines strict obligations of honesty and diligence for directors and senior management. The bank adopts measures for internal audits and risk management, ensuring that its lending and network of financial services meet regulatory guidelines. Dividend policies and profit distributions follow statutory reserve requirements before payouts. Provisions for share repurchase, changes in registered capital, mergers, and dissolutions are subject to designated procedures and approvals by relevant authorities or shareholders’ meetings.

This latest version also underscores the bank’s commitment to employee participation through a democratic management system, with employees granted the right to have their interests represented at various decision-making levels. Additionally, details on financial disclosures, external audits, and compliance procedures reinforce a focus on transparent governance and alignment with regulatory expectations in the banking sector. The amended Articles of Association will become effective once the necessary approvals by supervisory authorities are obtained.