EPI (HOLDINGS) (00689) announced that on November 20, 2025, its New Zealand-based indirect wholly-owned subsidiary, EPI ESG Investment (New Zealand) Limited (the lender), entered into a loan agreement with Sequoia Development Limited (the borrower and mortgagor) and guarantor Mr. Chen Yiming. Under the agreement, the lender agreed to provide the borrower with a loan facility of NZD 2 million (approximately HKD 8.8 million), with a repayment term of twelve months.

The lender is a licensed money lender registered as a Financial Services Provider (FSP) in New Zealand, primarily engaged in providing financial services and acting as a creditor in credit contracts. The provision of the loan facility falls within the group's ordinary course of business.

EPI (HOLDINGS) aims to establish a stable source of loan transactions through its business network and expand revenue streams via its money lending operations. The group targets borrowers with strong credit histories and sufficient collateral (preferably high-quality properties and assets). Its lending business focuses on individuals and corporate entities requiring short-term financing for business purposes, provided they can offer adequate collateral.