CNA Financial Corp's stock surged 8.55% in pre-market trading on Monday, following the release of the company's fourth-quarter and full-year 2025 financial results.

The insurance company reported a significant increase in Q4 net income to $302 million, representing a more than 14-fold year-over-year improvement. For the full year, CNA Financial posted net income of $4.69 per share. The company also announced a 4% increase in its regular quarterly dividend to $0.48 per share and declared a special dividend of $2.00 per share, providing substantial returns to shareholders.

Additional positive factors included full-year net earned premiums growth of 7% to $10.48 billion, a property & casualty combined ratio of 94.7%, and stockholders' equity of $11.6 billion representing an 11% increase from the previous year. These strong financial metrics and shareholder-friendly actions contributed to the pre-market rally.