To further boost consumption and stimulate market vitality, starting September 1st, JD.com platform users can enjoy consumer interest subsidies when purchasing products marked with the "National Interest Subsidy" label. This benefit now covers millions of products and services.

According to the activity rules: When users make purchases using JD Baitiao, for single transactions under 50,000 yuan, they can enjoy up to 1% annual interest subsidy rate from partner institutions based on actual consumption amount; for single transactions over 50,000 yuan, the maximum subsidy is 500 yuan. For example, when purchasing an appliance priced at 50,000 yuan using JD Baitiao installment payment with 1% interest subsidy, users can save up to 500 yuan.

For multiple purchase scenarios, consumer interest subsidies for individual users using JD Baitiao can be accumulated, reaching a maximum of 3,000 yuan. Additionally, the "interest subsidy" can be combined with other promotional activities on JD.com platform, allowing users to enjoy more consumer benefits.

During the payment process, when users purchase products marked with the "National Interest Subsidy" label, they can understand the discount situation for their current order based on the interest subsidy information displayed during payment, with interest fees automatically deducted without requiring additional operations.

On August 24, 2024, the "Notice on Further Improving Home Appliance Trade-in Work" was released, and "national subsidy" categories went live on JD.com. Now, JD.com users can purchase products marked with "National Subsidy × Interest Subsidy" labels and enjoy dual subsidy benefits for consumer savings.