Blue-chip stocks earn their reputation through established track records and robust competitive advantages.

Every investor should incorporate blue-chip stocks as the foundation of their investment portfolio.

These companies serve as stable anchors during market volatility, providing peace of mind for investors.

Additionally, blue-chip stocks typically distribute dividends, generating valuable passive income streams.

Here are four dependable Singapore blue-chip stocks worth considering for generational wealth building.

DBS Group

DBS stands as Singapore's largest bank by market capitalization, offering comprehensive banking, insurance, and investment services.

The bank serves as a cornerstone of Singapore's financial system and maintains universal brand recognition among Singaporeans.

The bank delivered solid first-half 2025 (1H 2025) results.

Total income grew 5% year-over-year to S$11.6 billion, driven by net interest income rising 3.2% year-over-year to S$7.3 billion.

Fee and commission income surged 17% year-over-year to S$2.4 billion as the bank generated higher wealth management and loan-related fees.

Pre-tax profit reached a record S$6.8 billion, representing a 3% year-over-year increase.

Nevertheless, net profit declined 1% year-over-year to S$5.7 billion due to the introduction of a 15% global minimum tax rate.

DBS announced an interim dividend of S$0.75, consisting of a core dividend of S$0.60 plus a capital return dividend of S$0.15.

This total dividend represented a 39% increase from the prior year's S$0.54.

CEO Tan Su Shan anticipates 2025's net interest income to slightly exceed 2024 levels, despite the declining interest rate environment.

Reduced rates should be compensated by loan expansion and active hedging strategies.

Singapore Exchange Limited

Singapore Exchange Limited, or SGX, operates as Singapore's exclusive stock exchange.

The company benefits from a natural monopoly position and provides trading platforms for diverse securities including equities, bonds, and derivatives.

For fiscal 2025 (FY2025) ending June 30, 2025, SGX achieved record net revenue of S$1.3 billion, up 11.7% year-over-year.

Net profit excluding extraordinary items rose 16% year-over-year to S$609.5 million.

SGX announced a final dividend of S$0.105, representing a 16.7% increase from the previous year's S$0.09.

Management expects the company to achieve medium-term annual revenue growth of 6% to 8%.

This expansion will be supported by product innovation, client development, and international partnerships.

Demonstrating confidence, SGX plans to increase its quarterly dividend by S$0.0025 each quarter from FY2026 through FY2028.

Contingent on earnings growth, these dividend increases would boost SGX's annual dividend 40% from S$0.375 in FY2025 to S$0.525 by FY2028.

Singapore Technologies Engineering

Singapore Technologies Engineering, or STE, operates as a technology and engineering conglomerate serving aerospace, smart city, and public security markets.

STE maintains an extensive history of reliable dividend payments, establishing itself as a blue-chip mainstay.

Revenue for 1H 2025 increased 7.2% year-over-year to S$5.9 billion, while operating profit advanced 15.2% year-over-year to S$602.2 million.

Net profit jumped nearly 20% year-over-year to S$402.8 million.

The engineering conglomerate declared an interim dividend of S$0.04.

STE secured S$9.1 billion in contract awards for 1H 2025, with the majority (S$4.2 billion) allocated to its Defence & Public Security division.

The company's order backlog totaled S$31.2 billion as of June 30, 2025, with S$5 billion scheduled for delivery in the remaining months of this year.

During STE's Investor Day 2025 earlier this year, management pledged to maintain a progressive dividend policy.

The company plans to distribute a total dividend of S$0.18 per share this year, one cent above the 2024 level.

Furthermore, starting in 2026, STE will provide an additional dividend equal to one-third of any year-over-year net profit growth.

SATS Ltd

SATS operates as an air cargo handling services provider and ranks as Asia's premier airline catering company.

After acquiring Worldwide Flight Services (WFS) in 2023, the company's network now spans over 225 locations across 27 countries.

SATS also serves as the primary airline caterer for Singapore Airlines Limited.

The company reported strong first-quarter fiscal 2026 (1Q FY2026) results for the period ending June 30, 2025.

Revenue climbed 9.9% year-over-year to S$1.5 billion, while operating profit grew nearly 11% year-over-year to S$125.2 million.

However, share of profits from associates and joint ventures decreased 7% year-over-year to S$33 million.

Consequently, SATS' net profit rose 9.1% year-over-year to S$70.9 million for the quarter.

SATS also posted strong operational metrics with 1Q FY2026 cargo volume reaching a record high, rising 9.4% year-over-year to 3.2 million tonnes.

Flight handling increased 3.2% year-over-year to 279,100, while meal production grew 5.6% year-over-year to 39.1 million meals.

SATS continues expanding its customer base with notable additions including Cathay Cargo, Turkish Airlines, and Riyadh Air.

In Singapore, the company is implementing strategic infrastructure enhancements to modernize airfreight facilities and strengthen ground support operations.

The Food Solutions segment is also positioned to capitalize on growing demand for premium aviation catering services.