BANKCOMM recently announced that Tang Shuo's appointment qualification has been approved, officially assuming the role of Business Director (Corporate & Institutional Business). Tang, promoted in August this year, previously served as President of BANKCOMM Beijing Branch.

This round of personnel adjustments primarily involves leadership changes across multiple provincial and directly-administered branches:

1. Qiao Hongjun, President of Anhui Branch, has been appointed as General Manager of the Head Office's Financial Institutions Department. Former department head Xu Tie now serves as Deputy Party Secretary of BOCOM Wealth Management. - Qiao, an economics Ph.D. and senior economist, joined BANKCOMM in 2002 with extensive experience in financial markets, investment trading, and risk management. His previous roles include Deputy General Manager of Financial Markets Department and Vice President of Asset Management Business Center.

2. Xie Jinhai, President of Wuxi Branch, succeeds Qiao as Anhui Branch President. - Xie, a 1998 graduate in Information Management from Jiangxi University of Finance and Economics, previously served as Deputy President of Jiangxi Branch and President of Xiamen Branch before his 2024 transfer to Wuxi.

3. Yue Mengxi, Deputy General Manager of Corporate & Institutional Business Department, assumes dual roles as Party Committee Secretary of Wuxi Branch and Committee Member of Jiangsu Branch. - A CFA and FRM holder with an MBA from Nanjing University, Yue joined BANKCOMM in 2007 with experience across Shanghai HQ, Hong Kong Branch, and Beijing operations.

Other notable appointments include: - Li Canzhou transferred from Deputy President of Shenzhen Branch to Jiangxi Branch - Wang Yonggang approved as Shenzhen Branch Deputy President on October 31 - Ding Zidan approved as Jiangxi Branch Deputy President on October 27

As of June 2025, BANKCOMM operates 38 provincial/directly-administered branches across 31 provincial capitals and 7 major cities including Shenzhen and Xiamen.

Q3 2025 Financial Highlights: - Total assets: RMB15.50 trillion (+4.02% YoY) - Operating income: RMB199.65 billion (+1.80% YoY) - Net profit: RMB69.99 billion (+1.90% YoY) - NIM: 1.20% (-8bps YoY) - NPL ratio: 1.26% (-5bps YoY) - Provision coverage: 209.97% (+8.03pp YoY)

Notably, retail NPL ratio rose to 1.42% (+34bps), with credit card NPLs reaching 2.91% (+57bps). BANKCOMM's Board Secretary He Zhaobin attributed this to macroeconomic pressures affecting borrowers' repayment capacity. The bank plans enhanced retail loan controls, stricter client vetting, and differentiated risk management strategies to stabilize asset quality.