Ping An Insurance (Group) Company of China, Ltd. (601318) has disclosed the 2025 third quarterly report of its subsidiary, Ping An Bank, providing key operating data.

According to the announcement, Ping An Bank’s total assets reached RMB5.77 trillion at the end of September 2025. Within this portfolio, the loan principal stood at RMB3.42 trillion, edging up 1.3% compared to the end of last year. Deposit balances from customers came in at RMB3.55 trillion, marking a 0.6% increase over the same period.

From January to September 2025, Ping An Bank recorded RMB100.67 billion in operating income, declining 9.8% year-on-year, while net profit attributable to shareholders was RMB38.34 billion, registering a 3.5% decrease year-on-year. The non-performing loan (NPL) ratio stood at 1.05%, broadly stable from the 1.06% at the end of 2024. Meanwhile, the capital adequacy ratio was 13.48%.

The announcement specifies that Ping An Bank continued efforts in asset quality management, risk control, and cost optimization. The bank’s retail banking initiatives saw slight contractions in certain personal loan categories, whereas corporate loans expanded by 5.1%. The official document highlights ongoing work in inclusive finance, technology finance, and green finance, alongside deepened digital transformation.

All data and details come solely from the official announcement released by Ping An Insurance (Group) Company of China, Ltd. (601318). The disclosure offers a snapshot of Ping An Bank’s financial status and operations for the third quarter of 2025, as published on the relevant stock exchange portals.