Han Jing: China Construction Bank Has First-Mover Advantage in Technology Finance, Innovation Focus Is Bank's Distinctive Feature

Deep News
08/29

On August 29, China Construction Bank held its 2025 interim results conference. Deputy Governor Han Jing stated that China Construction Bank has a first-mover advantage in technology finance, with a focus on innovation being the bank's distinctive characteristic.

Han Jing noted that when the central government proposed advancing the integrated development of industrial innovation and technological innovation, China Construction Bank was the first to establish a dedicated technology team. In May this year, the bank specifically convened a special meeting to clarify its systematic implementation plan, which highly aligns with the spirit of the Central Political Bureau meeting in July. "Our work has hit the mark," she said.

As of the end of June, China Construction Bank's technology loan balance reached 5.15 trillion yuan, with an increase of 741.7 billion yuan in the first half of the year. The proportion of technology loans to total loans rose to 18.78%, an increase of 1.7 percentage points compared to the previous year. The bank serves over 300,000 technology companies, maintaining a leading position among peers.

Looking ahead, Han Jing expressed that China Construction Bank will continue to implement the decisions and deployments of the Party Central Committee, promote the implementation and effectiveness of various measures, and contribute China Construction Bank's unique strength to the country's early achievement of becoming a technology powerhouse and realizing high-level self-reliance and self-improvement.

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