競爭壓力未致業務流失，Fair Isaac仍具韌性分析師看好

投資觀察

07/31

1338 ET — Raymond James的分析師Patrick O'Shaughnessy與Henry Thinnes指出，Fair Isaac的投資者或許對日益加劇的競爭局面過度擔憂。他們在報告中表示，儘管競爭對手VantageScore的使用率攀升，但FICO並未出現業務量下滑。這暗示大多數抵押貸款機構在同時調用FICO和VantageScore的信用評分，而非完全以VantageScore取代FICO。分析師總結道：「總體而言，我們預計競爭性辯論仍將成為投資者心頭揮之不去的陰影，然而，缺乏可觀測的業務量壓力，恰恰佐證了我們對於FICO的競爭地位將展現韌性的看法。」

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