JD FinTech, the financial services platform under JD.com's payment arm, has entered into a strategic partnership with Europe's leading payment bank, Banking Circle. The collaboration aims to facilitate global businesses in efficiently opening multi-currency accounts while offering integrated solutions for payments, currency exchange, and real-time fund management.

This partnership enables JD FinTech to provide seamless, scalable, and compliant payment solutions to enterprises. Leveraging Banking Circle's account solutions and local clearing capabilities, businesses expanding overseas can enhance financial flexibility while ensuring compliance with regional regulations.

Mishal Ruparel, Chief Commercial Officer of Banking Circle, stated, "Integrating JD FinTech into our advanced local clearing network will accelerate cross-border transaction speed and transparency. This expansion of international commerce corridors will empower Asian payment providers and fintech firms with more efficient and accessible payment services, supporting their global growth."

A JD FinTech spokesperson highlighted that the platform, rooted in JD.com's global supply chain ecosystem, focuses on reducing costs and improving efficiency for import-export businesses through technological innovation. The company remains committed to building secure and inclusive cross-border financial services, enabling Chinese enterprises to "sell globally with one click." Moving forward, JD FinTech plans to deepen collaborations with global partners, refine service capabilities, and explore innovative solutions to drive high-quality development in China's cross-border trade.

Launched in 2024, JD FinTech supports overseas merchant acquiring—including credit/debit cards and e-wallets—while offering multi-currency accounts, FX services, export tax rebate facilitation, and foreign currency financing as part of its comprehensive cross-border payment solutions.