In recent years, PSBC Gaotang County Branch has consistently prioritized serving the real economy, addressing key challenges faced by small and micro enterprises such as "difficulty, high cost, and slow processing of financing." Leveraging inclusive financial products like "Micro-Easy Loan," the branch has continuously optimized service procedures and improved approval efficiency, providing precise and efficient financial support to help small businesses overcome difficulties and achieve stable growth. This has injected a steady stream of financial vitality into Gaotang County's high-quality economic development.
"Our order volume increased, but the financial pressure of purchasing raw materials became a major hurdle," admitted the head of Gaotang Xinrunze Metal Materials Co., Ltd. "Traditional loan processes are complex and time-consuming—we simply couldn't afford the wait." At this critical moment when the company faced a funding bottleneck, PSBC Gaotang County Branch's account managers identified the need during their outreach visits. "We immediately matched the company with our 'Micro-Easy Loan' product, collected materials on-site, and expedited approval. The 15 million yuan loan was disbursed within just five working days," explained an account manager. The swift access to funds ensured smooth progress in fulfilling production orders, resolving the company's urgent financial constraints.
To expand financial service coverage, PSBC Gaotang County Branch established a dedicated team for small and micro enterprises, conducting extensive outreach activities in industrial parks, commercial districts, and markets. The team actively engaged with various small and micro businesses in manufacturing, wholesale and retail, and service sectors across the county. By promoting a credit information-sharing platform for capital flows, the branch helped break down information barriers and address financing bottlenecks. Account managers tailored financing solutions based on each company's industry, scale, and development stage, guiding businesses through online applications to ensure they "understand policies, know how to apply, and can benefit."
To date, PSBC Gaotang County Branch has provided over 300 million yuan in credit support to more than 100 small and micro enterprises through products like "Micro-Easy Loan," spanning sectors such as machinery equipment, food processing, trade and logistics, and agricultural farming. This has effectively met diverse financing needs for production, technological upgrades, and business expansion.
"We will continue to deepen inclusive financial services, enhancing accessibility and convenience through product innovation and digital transformation, to safeguard more small and micro enterprises," stated a relevant official from PSBC Gaotang County Branch.