ZhongAn Online Posts 241.21% Solvency Margin and RMB 171.40 Million Net Profit for Q1 2026

Bulletin Express
04/30

ZhongAn Online P & C Insurance Co., Ltd. (ZA Online) released key unaudited solvency and operating data for the quarter ended 31 March 2026, showing capital adequacy well above regulatory requirements and a profitable start to the year.

The insurer’s comprehensive solvency margin ratio stood at 241.21%, while the core solvency margin ratio reached 231.87%. These ratios are calculated on actual capital of RMB 20.83 billion and core capital of RMB 20.03 billion against a minimum capital requirement of RMB 8.64 billion—comfortably surpassing the 100% benchmark set by the National Financial Regulatory Administration.

Operationally, ZA Online generated insurance business income of RMB 7.93 billion in the first quarter of 2026. Net profit came in at RMB 171.40 million, and net assets totalled RMB 25.29 billion as of 31 March 2026.

The figures were prepared under Chinese Accounting Standards for Business Enterprises and remain unaudited. The company reiterated that shareholders and potential investors should exercise caution when dealing in its securities.

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