Bank of Communications Co.,Ltd. (Bank Of Communications Co.,Ltd.) has issued an official announcement regarding fraudulent activities. The bank has recently received customer reports indicating that malicious actors are impersonating the bank's name. These fraudsters are utilizing suspicious loan applications and falsely marking the bank's branch locations on map apps to deceptively promote the "Huimin Loan" service. Their aim is to mislead and defraud customers by offering loan services, severely infringing upon customer rights and interests.

To effectively safeguard customer property and information security and maintain proper financial order, the bank has issued the following stern statement:

Official Channels for Huimin Loan

The bank's Huimin Loan service is exclusively available through the official "Bank of Communications" mobile app, the "Mai Dan Ba" app, the "Bank of Communications Loans" WeChat mini-program, physical branch outlets, and designated online partner channels. No other applications, WeChat mini-programs, or online platforms are authorized to conduct this business. Details of the designated online partner channels are provided in the appendix to this statement. The latest list of partner institutions can also be found in the Personal Loans section under Personal Banking on the bank's official financial website.

No Additional Fees

Apart from the loan interest explicitly stated in the loan contract, the Huimin Loan service does not impose any other charges on customers during the application process. Any institution or individual requesting intermediary fees or other charges for processing this loan is not affiliated with the bank.

Enhance Risk Awareness

Customers are urged to heighten their awareness of potential risks. They should not readily trust unfamiliar loan applications or deceptive loan advertisements found online. It is crucial to securely protect personal sensitive information, including ID cards, bank cards, phone numbers, and verification codes. Do not transfer funds to unverified or unfamiliar accounts, and remain vigilant against online and telecommunications fraud.

Verification and Contact Information

Customers with a need for the Huimin Loan service must utilize the official channels specified in the first point of this statement. If encountered with unknown applications, WeChat mini-programs, or other marketing channels promoting the Huimin Loan, customers should contact the bank's official customer service hotline at 95559 to verify the information or visit the nearest branch for consultation.