Bank of Zhengzhou (06196) has released its 2025 AGM circular, detailing plans to bolster capital, refine governance and approve key financial matters at its 26 June 2026 meeting in Zhengzhou.

Financial performance • 2025 total assets reached RMB743.67 billion, up 9.95% year-on-year. • Customer deposits grew 14.47% to RMB463.08 billion; gross loans rose 5.82% to RMB410.26 billion. • Operating income came in at RMB12.92 billion and net profit at RMB1.91 billion. • Net interest margin stood at 1.61%; cost-to-income ratio was 27.67%. • Key prudential ratios remained solid: capital adequacy 11.71%, NPL ratio 1.71%, allowance-to-NPL coverage 185.81%.

Profit distribution The Board proposes to withhold cash dividends for 2025. Instead, 10% of net profit (RMB188.06 million) will be transferred to statutory surplus reserves and RMB707.00 million to the general risk reserve, with remaining profits carried forward.

Capital and funding plans 1. Undated capital bonds: up to RMB10.00 billion, to qualify as other Tier 1 capital; loss-absorption via write-down upon trigger events. 2. Tier-2 capital bonds: existing RMB10.00 billion mandate’s validity to be extended for 36 months. 3. Financial bonds: aggregate limit of up to RMB30.00 billion, tenor not exceeding five years, covering ordinary, green, SME, agriculture, tech-innovation and entrepreneurship themes.

2026 budget highlights The Bank plans capital expenditure of RMB781.06 million, comprising: • RMB337.57 million for ongoing construction projects, • RMB50.49 million for branch refurbishments, • RMB26.35 million for fixed-asset procurement, and • RMB366.65 million for technology upgrades.

Other AGM proposals • Re-appointment of ShineWing CPA LLP and SHINEWING (HK) CPA Ltd as auditors with a combined fee of RMB4.30 million. • Adoption of a revised Remuneration Management System and 2026 remuneration package for Directors. • Approval of the 2025 related-party transaction report and a 2026 recurring transaction quota.

Meeting details The 2025 AGM will be held on 26 June 2026; the H-share register closes 23–26 June 2026. Proxy forms must reach Computershare Hong Kong by 9:00 a.m. on 25 June 2026.