萬事達卡公司（紐約證券交易所代碼：MA）報告稱，第四季度淨營收爲74.9億美元，同比增長14%，按中性貨幣計算同比增長16%，超出分析師預期的73.9億美元。 調整後的每股收益同比增長20%至3.82美元，超過分析師預期的3.69美元。 支付網絡淨營收同比增長13%（按中性貨幣計算同比增長15%），主要受毛額美元交易量（同比增長12%）、跨境交易量（同比增長20%）和切換交易量（同比增長11%）的推動。 增值服務和解決方案淨營收增長16%，按中性貨幣計算增長17%，受其基礎驅動因素的增長、消費者獲取和參與及商業和市場洞察力服務的強勁需求、安全和數字和身份驗證解決方案的規模擴大以及定價的推動。 萬事達卡的切換交易量，即其網絡上交易的價值，同比上升13%。跨境交易量，即通過跟蹤在發行國家以外使用卡的支出來衡量旅遊需求的指標，同期增長20%。 調整後的營業利潤率同比擴增40個基點至56.3%。淨收入按中性貨幣計算增長22%至33億美元，而調整後的淨收入則按中性貨幣計算增長19%至35億美元。 截至2024年12月31日，該公司客戶共發行了35億張萬事達卡和Maestro品牌卡。 在本季度，萬事達卡公司回購了650萬股股票，花費34億美元，並支付了6.06億美元的股息。截至2024年12月31日，現金和現金等價物爲108億美元。 首席執行官Michael Miebach指出，其在支付和服務及解決方案方面的多樣能力，包括本季度收購的Recorded Future，使其脫穎而出，併爲其長期增長奠定了良好基礎，這在其投資者日會上有所闡述。 Q1和FY25展望：萬事達卡預計第一季度淨營收將實現低兩位數的增長（而分析師預期爲71.4億美元），2025財年則爲31.46億美元。 股價行情：截至週四最後一次檢查，MA股價上漲4.05%，至571.51美元。

以上內容來自Benzinga Earnings專欄，原文如下：

Mastercard Inc (NYSE: MA) reported fiscal fourth-quarter net revenues of $7.49 billion, up 14% year over year and 16% year over year on a neutral currency basis, beating the analyst consensus estimate of $7.39 billion.

Adjusted EPS rose 20% year over year to $3.82, exceeding the analyst consensus estimate of $3.69.

Payment network net revenue rose 13% Y/Y (+15% Y/Y on a currency-neutral basis), led by growth in gross dollar volume (+12% Y/Y), cross-border volume (+20% Y/Y) and switched transactions (+11% Y/Y). 

Also Read: Nasdaq Touts 10% Revenue Growth In Q4, Sets 2025 Expense And Tax Guidance

Value-added services and solutions net revenue rose 16% and 17% on a currency-neutral basis, driven by growth in its underlying key drivers, strong demand for its consumer acquisition and engagement and business and market insight services, the scaling of its security and digital and authentication solutions, and pricing.

Mastercard’s switched volume, reflecting the value of transactions on its network, rose by 13% year-over-year. Cross-border volume, which indicates travel demand by tracking spending on cards outside their country of issue, increased by 20% in the same period.

The adjusted operating margin expanded 40 bps Y/Y to 56.3%. The net income climbed 22% on a currency-neutral basis to $3.3 billion, while the adjusted net income improved by 19% on a currency-neutral basis to $3.5 billion.

As of December 31, 2024, the company’s customers had issued 3.5 billion Mastercard and Maestro branded cards.

During the quarter, Mastercard repurchased 6.5 million shares for $3.4 billion and paid $606 million in dividends. As of December 31, 2024, cash and cash equivalents stood at $10.8 billion.

CEO Michael Miebach noted its diverse capabilities in payments and services and solutions, including the acquisition of Recorded Future this quarter set it apart and positioned it well for long-term growth as outlined at its Investor Day

Q1 and FY25 Outlook: Mastercard expects net revenue growth in the low double digits for the first quarter (versus $7.14 billion consensus estimate) and fiscal 2025 (versus $31.46 billion consensus estimate). 

Price Action: MA stock is up 4.05% at $571.51 at the last check on Thursday.

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