The National Financing Guarantee Fund (NFGF) and Agricultural Bank of China (ABC) have jointly issued a notice to strengthen guidance for implementing a special guarantee scheme for private investment within their cooperative framework. By March 31, ABC had already rolled out the scheme in 17 provinces and municipalities, with a total loan scale of 1.478 billion yuan, serving over 1,000 private market entities.

ABC has set out a working objective centered on expanding coverage, optimizing products, innovating models, and enhancing support to deepen bank-guarantee collaboration. First, the bank introduced 14 key financial products tailored to small and micro enterprises, individual businesses, farmers, and technology-based firms, precisely matching their medium- to long-term funding cycles. Second, it launched seven innovative service models, including "guarantee + supply chain financing" and "phased guarantees for factory mortgage loans," to address financing challenges such as insufficient collateral and difficulties in enhancing credit along industrial chains. Third, ABC has optimized eligibility conditions for multiple products. For transactions previously requiring full guarantees from guarantors, the bank now encourages the adoption of a new risk-sharing cooperation model with capped compensation, while reasonably extending loan terms for certain products to reduce the overall financing costs for enterprises.