On October 30, ICBC held its Q3 2025 earnings briefing. Addressing market concerns over "deposit shifting," management stated that the phenomenon is "not yet evident and requires further observation." Data shows that ICBC's savings deposits continue to grow rapidly, while wealth management and third-party custodial services also saw simultaneous growth.

Management emphasized, "Savings deposits are growing rapidly, and wealth management and third-party deposits are expanding in tandem, with no clear data supporting deposit shifting." ICBC will continue monitoring market developments and remain prepared to respond accordingly.