On November 7, 2025, LEGEND UPSTAR (00459) announced that its indirect wholly-owned subsidiary, Junlian Credit, entered into a mortgage loan agreement with Huanhuan Limited (the borrower), the mortgagor, and Mr. Jiang Hao (the guarantor). Under the agreement, Junlian Credit agreed to provide the borrower with a loan of HK$8.5 million at an effective annual interest rate of 10%, with a repayment period of 12 months.