ICBC has recently introduced a new fund sales service brand named "Gongying Yanxuan," which is client-profit-oriented. Leveraging professional investment research capabilities, the bank has established a pyramid-style selection system for publicly offered funds and simultaneously launched full-cycle investment companion services. This initiative aims to create a new fund sales service model integrating product selection, risk management, and client services.
"Gongying Yanxuan" has customized quantitative standards such as "returns" and "drawdowns" from perspectives that are easy for clients to understand and for frontline staff to market. It provides equity allocation suggestions and collaborates with partner institutions to build and maintain a series of product pools. The initial launch includes two product series, "Anying" and "Zhiying," designed to precisely match different client investment needs. The "Anying" series focuses on fixed-income and fixed-income-plus products, supporting clients' steady asset growth through strict control of drawdown risks. The "Zhiying" series concentrates on equity index products, offering carefully selected index and index-enhanced products as aggressive return-enhancement tools for clients seeking higher returns.
It is reported that Invesco Great Wall Fund, a leading multi-asset management expert in equity investment, has several products selected for the "Anying" series. These include Invesco Great Wall Stable Income, Invesco Great Wall Jingyi Shuangli, Invesco Great Wall Steady Gain, and Invesco Great Wall Conservative Pension Target One-Year Holding. All four funds are allocation-oriented products, encompassing fixed-income-plus funds and FOFs, covering different risk-return characteristics. In recent years, driven by the team's solid investment research capabilities, forward-thinking product line布局, and a collaborative and sharing investment research culture, Invesco Great Wall's fixed-income-plus and FOF businesses have advanced rapidly with excellent performance.
Wind data shows that Invesco Great Wall Jingyi Shuangli and Invesco Great Wall Steady Gain are secondary bond funds, Invesco Great Wall Stable Income is a primary bond fund, and Invesco Great Wall Conservative Pension Target One-Year Holding is an FOF. In terms of performance, as of April 30, 2026, the fixed-income-plus products Invesco Great Wall Stable Income, Invesco Great Wall Jingyi Shuangli, and Invesco Great Wall Steady Gain achieved one-year returns of 11.57%, 10.74%, and 6.26%, respectively. The FOF Invesco Great Wall Conservative Pension Target One-Year Holding recorded a one-year return of 3.73% (with corresponding maximum drawdowns of 1.72%, 1.74%, 2.23%, and 1.13%, and benchmarks of 1.51%, 4.35%, 3.78%, and 6.70%, respectively).
The launch of ICBC's "Gongying Yanxuan" brand not only introduces a clearly stratified product system with defined standards but also aims to build a comprehensive, multi-dimensional fund sales service support system. In client services, collaborating with partners, it offers professional and personalized investment companionship through the mobile banking open wealth community, focusing on three types of companion content and seven key scenarios. In the future, ICBC will further accelerate the optimization of the mobile banking fund channel, establish a "Gongying Yanxuan" dedicated section, and implement functions such as label filtering, performance comparison, SIP reminders, and one-click purchasing. This will create a trinity service experience connecting channels, brands, and clients, enhancing the convenience of client investment operations and the holding experience.
ICBC remains committed to its client-centric approach. The introduction of the "Gongying Yanxuan" brand is a significant step in deepening the transformation of its wealth management business. Moving forward, ICBC will use "Gongying Yanxuan" as a key tool to continuously strengthen professional investment research capabilities, optimize the product system and service mechanisms, and collaborate with various partners to enhance clients' sense of investment fulfillment. This will help investors "feel and gain" on their wealth management journey, supporting clients in achieving long-term, steady wealth growth.