Several types of business-friendly banking products are available in China, offering flexible borrowing and repayment options with credit lines of up to 10 million yuan.

1. **Tax-Based Loans**: Designed for small and micro-enterprises with tax ratings of A, B, or M, these online financing services use corporate tax data as the basis for credit assessment. Maximum credit lines reach 5 million yuan. Options include online tax-backed loans and offline tax financing solutions.

2. **Technology Innovation Loans**: These online financing products target technology-oriented small and medium enterprises, including those recognized as technological enterprises, specialized and sophisticated firms, and high-tech companies by various government levels. Maximum credit lines also extend to 5 million yuan. Both tax-based and innovation loans feature unsecured credit, convenient application processes, flexible borrowing and repayment, and high credit limits.

3. **Online Secured Loans (including industrial properties)**: These online financing products accept various types of collateral including residential properties, apartments, commercial stores, and industrial buildings as primary guarantee methods. Maximum credit lines reach 10 million yuan. Key features include easy application, flexible borrowing and repayment, low interest rates, and high approval rates.

4. **Manufacturing Support Loans**: Specifically designed for small and micro-enterprises in the manufacturing sector, these financing services offer credit lines of up to 10 million yuan. Notable characteristics include broad eligibility criteria without special qualification requirements, flexible application methods, and multiple guarantee options including unsecured credit, third-party guarantees, or collateral.

5. **Foreign Trade Loans**: These unsecured financing services support export-oriented enterprises based on customs declaration data, sales revenue, and foreign exchange settlement records with the bank. Eligible companies must have operated continuously for at least two years, with maximum credit lines of 10 million yuan.

6. **Manufacturing Convenience Loans**: Personal business loans extended to owners of small and micro-enterprises in the manufacturing industry using unsecured credit facilities. Maximum credit lines reach 3 million yuan with repayment terms up to three years.

7. **Agriculture and Aquaculture Loans**: Personal business loans provided to owners of small and micro-enterprises in planting and breeding industries through unsecured credit arrangements. Maximum credit lines amount to 2 million yuan with repayment periods extending up to three years.