On March 30, Postal Savings Bank of China (PSBC) held its 2025 performance briefing. Liang Shidong, Head of Retail Banking at PSBC, stated that the bank's wealth management business achieved rapid development last year, with private banking clients growing by 26%, doubling the bank's private banking client base over the past three years.

Regarding organizational structure, Liang Shidong mentioned that early last year, PSBC comprehensively upgraded its internal wealth management framework. The bank shifted from a product-centric approach to a new operational model centered on investment research, customer segmentation, product offerings, and team collaboration, aiming to better implement its customer-first philosophy.

Looking ahead to 2026, Liang Shidong emphasized that against the backdrop of a low-interest-rate cycle, PSBC's strategy is to vigorously expand its intermediary business while stabilizing its primary growth curve and actively developing its secondary growth curve. Wealth management serves as a key pillar of this secondary growth curve.

From a macroeconomic perspective, he noted that against the current environment of declining deposit rates and a recovering capital market, customers have shown a significantly stronger willingness to invest in wealth management products. The bank anticipates that wealth management business will continue to see strong growth opportunities in the near future. As a result, PSBC is proactively pursuing breakthrough development in wealth management this year, having set ambitious targets and committed to increasing resource allocation to strengthen and scale the business.