Qifu Technology's stock experienced a pre-market plunge of 5.06% on Wednesday, following the release of its fourth-quarter and full-year 2025 financial results.

The decline comes after the company reported weaker quarterly profitability, with Q4 non-GAAP net income falling to 8.23 Chinese renminbi per diluted American depositary share from 13.66 renminbi a year earlier. Total net revenue for the quarter also decreased to 4.09 billion renminbi from 4.48 billion renminbi in the same period last year, missing analyst expectations of 4.51 billion renminbi.

Additionally, the company's new net income guidance of CNY 830 million to CNY 880 million for the first quarter of 2026 has raised concerns about ongoing profit pressure and earnings quality, contributing to negative investor sentiment during the pre-market session.