Yiren Digital (YRD.US), an AI-powered digital technology service provider, announced its unaudited financial results for Q3 2025 on November 25. The company continues to uphold compliance standards while leveraging AI technology to drive sustainable business growth.

Tang Ning, Chairman and CEO of Yiren Digital, stated, "In Q3 2025, we advanced our AI strategic upgrade, transforming AI from a tool into a collaborative partner. Our foundational 'Zhiyu' large language model has been optimized to enhance internal operations, while the upgraded Mofang AI Agent Platform 2.0 achieved milestone progress in core business scenarios. Moving forward, we will deepen AI development, adhere to prudent operations, and strengthen risk management, operational efficiency, and compliance to build long-term competitiveness."

**AI-Driven Compliance and Business Performance** In Q3, Yiren Digital prioritized compliance and customer-centric solutions, supported by AI advancements. Key highlights include: - **Financial Advisory**: Facilitated RMB 20.2 billion in transaction volume, with outstanding loan balances reaching RMB 34.2 billion. AI-optimized services benefited 14.01 million borrowers and 126,500 small businesses, generating RMB 4.5 billion in transactions. - **Insurance**: Hexiao Insurance Brokerage reported premiums of RMB 1.15 billion. Since its launch in Q1 2025, Yiren’s internet insurance business has utilized AI to streamline customer acquisition, underwriting, and operations, forming partnerships with leading insurers to offer comprehensive coverage in health, critical illness, accident, property, and travel insurance.

**Showcasing AI Leadership at Industry Summits** Yiren Digital showcased its technological prowess at major events: - **Hong Kong FinTech Week (November 3)**: Demonstrated AI applications and fintech solutions, reinforcing its industry leadership. - **World Internet Conference (November 8)**: CEO Tang Ning delivered a keynote at the "Frontier AI Models Forum," emphasizing AI’s role in enhancing productivity and emotional value through humanized design.

**Corporate Social Responsibility (CSR) and ESG Recognition** Yiren Digital actively promotes CSR initiatives: - Organized党建-themed events with Yixin’s Party Committee and公益Foundation, including visits to historical sites to commemorate WWII’s 80th anniversary. - Awarded人民网’s "共擎科技" CSR honor for innovation and social impact. - Ranked in the top 10% of S&P’s global ESG ratings, reflecting its sustainability leadership.

**Commitment to Ethics and Security** The company prioritizes consumer rights, data security, and AI ethics. In Q3, its Yixianghua platform launched a campaign to combat financial fraud, while co-authoring industry guidelines like the *AI Safety Self-Regulation Initiative* and *Ethical Standards for AI Services to Minors*.

(Yiren Digital’s achievements underscore its dual focus on technological excellence and societal contribution.)