China Construction Bank (CCB) released its Capital Management Pillar III First-Quarter 2026 report, confirming that all prudential metrics remain comfortably above regulatory thresholds.

Capital Adequacy • Common Equity Tier 1 (CET1) capital stood at RMB 3,549.23 billion, supporting a CET1 ratio of 14.26% (-0.37 percentage point versus 31 December 2025). • Tier 1 and total capital ratios were 15.06% and 19.00%, respectively, on risk-weighted assets (RWA) of RMB 24,882.04 billion. • Total Loss-Absorbing Capacity equalled RMB 5,400.07 billion, translating into a TLAC/RWA ratio of 21.70%, above the 20% regulatory requirement.

Risk-Weighted Assets • Credit risk dominated the RWA profile at RMB 22,840.34 billion, with 59.00% measured under the Foundation or Advanced IRB approaches. • Market and operational risks contributed RMB 355.05 billion and RMB 1,665.26 billion, respectively.

Leverage • Balance-sheet and off-balance-sheet exposures totalled RMB 49,727.38 billion. • The leverage ratio was 7.54%, almost double the 4% minimum and unchanged quarter-on-quarter after daily-average adjustments.

Liquidity • High-quality liquid assets reached RMB 7,322.02 billion, while 30-day net cash outflows were RMB 5,310.04 billion. • The liquidity coverage ratio improved to 138.12% (+2.65 percentage points quarter-on-quarter). • The net stable funding ratio remained strong at 128.81%.

Regulatory Compliance All disclosed indicators—including CET1 buffers, leverage, TLAC, LCR and NSFR—met or exceeded the levels required by the National Financial Regulatory Administration for Global Systemically Important Banks.

The report was reviewed by senior management and approved by CCB’s Board of Directors on 29 April 2026.