Three Products Launch! Fuguo Fund Officially Joins Bank of Communications APP "Live Money+" Service

Deep News
2025/09/29

Recently, Fuguo Fund has officially joined the "Live Money+" financial product quick redemption service launched by Bank of Communications APP. Three products under its portfolio - Fuguo Income Treasure, Fuguo Tianshi, and Fuguo Rich Wallet - have simultaneously gone online, providing investors with more flexible, convenient, and efficient new options for cash management, further enriching daily fund allocation scenarios.

According to information available, Bank of Communications' "Live Money+" is a financial product quick redemption service focused on users' "live money management." The underlying structure encompasses 50 money market funds and 50 cash management products, featuring core advantages of "low threshold, low risk, high convenience." It not only supports "1 cent minimum purchase, zero subscription and redemption fees, historical daily positive returns," catering to individual investors' live money management needs, but also provides services such as daily quick redemption limits of 10,000 yuan per product and 7×24-hour real-time account crediting for quick redemptions, comprehensively enhancing fund scheduling efficiency.

From an operational experience perspective, the "flexibility" of "Live Money+" further aligns with user needs. In the purchase process, products are ranked from high to low according to the latest 7-day annualized yield, with amounts allocated equally by default, though investors can adjust according to their preferences. The redemption process offers three modes: quick mode ranks products by quick redemption limits from high to low, combined with average or customized proportion redemptions; intelligent mode follows the principle of "holding amount from high to low + quick redemption limit priority, low yield priority" for smart redemptions; and customized mode supports independent selection of products and redemption amounts, meeting personalized operational needs. Additionally, "Live Money+" maintains a sufficiently "low" threshold, with underlying money market funds and cash management products supporting 1 cent minimum purchases and zero subscription and redemption fees, allowing individual investors to participate easily.

The entry of Fuguo Fund's three money market funds - Fuguo Income Treasure, Fuguo Tianshi, and Fuguo Rich Wallet - into Bank of Communications' "Live Money+" marks the beginning of a new chapter in cooperation between both parties in the cash management service sector. As a partner of Bank of Communications, Fuguo Fund has always adhered to the principle of prioritizing investor interests and actively seizes new opportunities brought by high-quality economic development. Moving forward, leveraging its professional expertise in asset management, Fuguo Fund will continue to collaborate with Bank of Communications to explore more innovative products and service models, committed to providing investors with dual support of "more professional asset allocation solutions + more caring accompanying services," effectively addressing diverse fund usage needs in different scenarios and truly realizing a service philosophy "guided by user needs."

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