HUISHANG BANK (03698) announced its full-year results for the period ending in 2025. The group achieved operating revenue of 376.7 billion yuan, representing a year-on-year increase of 1.18%. Net profit attributable to shareholders was 165.25 billion yuan, up 7.21% compared to the previous year. Earnings per share stood at 1.14 yuan. The board proposed a cash dividend of 2.5 yuan per 10 shares.
During the reporting period, the group's net interest income reached 289.13 billion yuan, an increase of 322 million yuan or 1.13% from a year earlier. Growth in business scale contributed an additional 4.281 billion yuan to net interest income, while changes in interest rates led to a reduction of 3.959 billion yuan.
In 2025, the bank's net interest spread was 1.31%, and its net interest margin was 1.49%. Both figures declined by 18 basis points and 22 basis points, respectively, compared to the same period last year.