Western Union's stock plummeted 5.08% during pre-market trading on Friday. The sharp decline followed the release of the company's fourth-quarter financial results.

The money transfer firm reported Q4 revenue of $1 billion, missing analyst expectations of $1.04 billion. While adjusted earnings per share of $0.45 beat estimates, the revenue shortfall was attributed to a significant slowdown in the company's Americas retail business.

Despite growth in Consumer Services and Branded Digital segments, the weakness in the core Americas retail operations drove the overall revenue decline. The company issued full-year 2026 guidance, expecting adjusted EPS between $1.75 and $1.85 and revenue growth of 5% to 8%.