Jinshang Bank Co., Ltd. has declared a final ordinary dividend of RMB 5.00 per 100 shares for the financial year ended 31 December 2025. Shareholders approved the payout on 26 June 2026.

The dividend will be distributed to Hong Kong shareholders at HKD 5.74928 per 100 shares, based on the fixed exchange rate of RMB 1 : HKD 1.149856 disclosed in the announcement.

Key timetable • Ex-dividend date: 30 June 2026 • Latest time to lodge transfer documents: 16:30 on 02 July 2026 • Book-closure period: 03 July 2026 to 08 July 2026 (both days inclusive) • Record date: 08 July 2026 • Payment date: 20 August 2026

Dividend tax withholding • Individual non-resident shareholders: – 10 % for Hong Kong/Macau residents or jurisdictions with a 10 % treaty rate. – 10 % temporarily withheld where the treaty rate is below 10 %, with refund applications available. – 20 % where the treaty rate is 20 % or where no treaty exists. • Non-resident enterprise shareholders: 10 % enterprise income tax.

Share registrar Computershare Hong Kong Investor Services Limited, Shops 1712-1716, 17/F, Hopewell Centre, 183 Queen’s Road East, Wan Chai, Hong Kong, will handle share transfers and related documentation.

No warrants or convertible securities are outstanding under this announcement. The board currently comprises three executive, five non-executive and five independent non-executive directors, as listed in the filing.