Jiayin Group Inc. (NASDAQ: JFIN) announced its unaudited financial results for the fourth quarter and full year ended December 31, 2025, on the evening of March 31, 2026, Beijing Time. Throughout 2025, the company maintained a prudent operational approach, consistently increased investment in technology research, development, and application, steadily improved the quality and efficiency of its development, and continuously strengthened its core competitiveness, resulting in overall resilient and stable operations.
According to the financial report, Jiayin Group facilitated approximately RMB 129.0 billion in total loan facilitation volume for the full year 2025, generating total revenue of about RMB 6.22 billion. In the fourth quarter alone, the company facilitated RMB 24.2 billion in loan transactions, achieving revenue of approximately RMB 1.090 billion.
In the field of artificial intelligence, Jiayin Group achieved significant progress during 2025 in areas such as multi-modal anti-fraud systems, AI-powered customer service assistance, and data intelligence. In 2026, the company will advance its "4+2" strategic upgrade, planning to restructure its original four product matrices into two main lines: "production chain" and "non-production chain."
Additionally, the group will use its intelligent agent platform and machine learning platform as dual technological foundations, continuously providing stable and reliable underlying tool support for upper-layer applications. This strategic adjustment marks the group's transition in its AI strategy from "capability building" to "value deepening," with AI technology becoming deeply integrated into the business value chain, injecting certainty into Jiayin's high-quality and sustainable development.
In terms of shareholder returns, Jiayin Group continued to fulfill its commitment to sharing development achievements with shareholders in 2025, having completed cash dividend distributions totaling $41.05 million during the year, an increase of over 50% compared to the previous year. In August 2025, the group increased the total amount of its existing share repurchase program to no less than $80 million. As of now, the company has repurchased nearly 4.6 million ADSs, with a total value of approximately $30.4 million.
Looking ahead, Jiayin will continue its established dividend policy and flexibly utilize the remaining repurchase额度 to consistently reward shareholders.