HUISHANG BANK (03698) has issued an announcement containing a positive profit forecast. Based on a preliminary assessment of the Group's unaudited consolidated management accounts, for the year ending December 31, 2025, the Group's total assets exceeded RMB 2.3 trillion, representing an increase of approximately 15.5% year-on-year. Operating revenue reached about RMB 37.67 billion, up roughly 1.2% compared to the previous year. Net profit is estimated at approximately RMB 16.93 billion, reflecting a growth of about 6.3%.
Asset quality showed continued improvement, with the non-performing loan ratio standing at about 0.98%, a decrease of approximately 0.01 percentage points from the end of the prior year. The provision coverage ratio for non-performing loans was approximately 278.8%. Based on currently available information, the bank attributes the positive performance in 2025 primarily to its commitment to serving the real economy, increasing credit support in key sectors, and promoting balanced business development. Additional factors include the ongoing optimization of the asset structure, effective liability management, and the successful implementation of various measures to dispose of non-performing assets and mitigate risks, which have yielded positive results.