On October 30, ICBC held its Q3 2025 earnings briefing, addressing its bond investment strategy amid rising interest rates. The bank stated that it closely monitored market conditions and adjusted its allocation pace and scale dynamically during the quarter. By employing diversified strategies, ICBC aimed to enhance overall bond investment returns.

Regarding future interest rate trends, ICBC anticipates range-bound fluctuations influenced by multiple factors. On one hand, the central bank's liquidity-supportive policies and year-end institutional demand may cap rate hikes. On the other hand, external uncertainties like U.S.-China relations and strong equity markets could heighten volatility.

ICBC outlined three core principles—"steadiness, flexibility, and foresight"—to optimize its bond investment approach: 1. **Strategic Timing and Scale**: Continuously tracking macroeconomic policies and market sentiment to balance short-term yields and long-term interest rate risks. 2. **Enhanced Allocation and Trading**: Refining bond selection while leveraging tactical opportunities like rate swings to boost returns. 3. **Balancing Immediate and Long-Term Goals**: Prioritizing asset safety and stable income, ensuring portfolio resilience amid market shifts.

The bank emphasized proactive risk management and adaptive strategies to sustain stable revenue contributions from bonds while mitigating short-term volatility impacts. Execution will align with policy shifts, market developments, and broader business objectives.