Regions Financial (RF) shares plummeted 6.03% in pre-market trading Friday after the company reported fourth-quarter earnings and revenue that fell short of analyst expectations.

The bank posted adjusted earnings per share of $0.57, missing the consensus estimate of $0.61. Revenue also slightly missed forecasts at $1.92 billion compared to the expected $1.93 billion. Additionally, the company projected a 1-2% decline in net interest income for the first quarter of 2026, further weighing on investor sentiment.

Despite record results in Wealth Management and Treasury Management income, the earnings miss and cautious outlook led to a sharp sell-off. Analysts had expected stronger performance, with the stock trading at 11 times forward earnings before the report.