On August 29, Postal Savings Bank of China held its 2025 interim results conference. Bank President Liu Jianjun stated that this year marked the first time the bank received large-scale capital injection from the state, successfully completing a 130 billion yuan A-share private placement, which resolved the long-standing rigid constraints of capital issues and opened up new space for high-quality credit lending and non-credit business development.

Liu Jianjun noted that the core Tier 1 capital adequacy ratio reached 10.52% at the end of the first half, an increase of 0.96 percentage points compared to the end of last year, effectively enhancing the bank's ability to serve the real economy and resist risks. Based on changes in the banking industry's net interest margin and the bank's own operating conditions, this marked the first time since listing that the bank proactively initiated forward-looking adjustments to agency fee rates. Agency fees in the first half totaled 55.4 billion yuan, a decrease of 5.4 billion yuan year-on-year, down nearly 9%, with adjustment effects continuing to manifest. Combined with adjustments made in the second half of last year, after two consecutive adjustments, the advantages of the "self-operated + agency" model have been further consolidated and leveraged.