Navient (NAVI) reported a Q4 core loss Wednesday of $0.24 per diluted share, swinging from a profit of $0.21 a year earlier.

Analysts polled by FactSet expected a profit of $0.22.

Revenue for the quarter ended Dec. 31, expressed as sum of net interest income and total noninterest income, was $223 million, compared with $222 million a year earlier.

Analysts surveyed by FactSet expected $218.4 million.