** Shares of payments app Expensify EXFY.O jump as much as 23.6%
** EXFY, on Thursday, reported Q4 revenue and adjusted EPS above Wall Street expectations
** Transaction fees derived from Expensify card jumped 62% to $5.1 million, as EXFY completed migration of customers to its new card program
** New program earns more transaction fees per swipe
** Lake Street Capital Markets raises PT to $5 from $3, citing potential upside to free cash flow in 2025 and a solid growth engine from card revenue
** New PT represents a 55.3% upside to stock's last close
** Avg. rating of five analysts is "hold"; median PT is $4.50, according to data compiled by LSEG
** EXFY stock up 17% YTD
(Reporting by Arasu Kannagi Basil in Bengaluru)
((ArasuKannagi.Basil@thomsonreuters.com;))
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