Truist Financial Corporation (TFC) reported $4.9 billion in revenue for the quarter ended March 2025, representing a year-over-year increase of 1.7%. EPS of $0.87 for the same period compares to $0.90 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $4.92 billion, representing a surprise of -0.50%. The company delivered an EPS surprise of +1.16%, with the consensus EPS estimate being $0.86.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Truist Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Net interest margin: 3% compared to the 3.1% average estimate based on six analysts.
• Total nonperforming assets: $1.62 billion versus $1.22 billion estimated by five analysts on average.
• Net charge-offs as a percentage of average loans and leases: 0.6% versus 0.6% estimated by five analysts on average.
• Book Value Per Share (BVPS): $44.85 compared to the $44.41 average estimate based on five analysts.
• Average balance - Total earning assets: $476.21 billion versus $473.10 billion estimated by five analysts on average.
• Efficiency Ratio: 59.3% compared to the 58.6% average estimate based on four analysts.
• Total nonaccrual loans and leases: $1.57 billion versus $1.47 billion estimated by four analysts on average.
• Tier 1 Leverage Ratio: 10.3% compared to the 10.3% average estimate based on three analysts.
• Tier 1 Capital Ratio: 12.7% compared to the 12.6% average estimate based on three analysts.
• Total Capital Ratio: 14.7% compared to the 15% average estimate based on two analysts.
• Total Noninterest Income: $1.39 billion compared to the $1.40 billion average estimate based on six analysts.
• Net interest income (FTE): $3.56 billion compared to the $3.56 billion average estimate based on five analysts.

View all Key Company Metrics for Truist Financial here>>>

Shares of Truist Financial have returned -12.8% over the past month versus the Zacks S&P 500 composite's -6.3% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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This article originally published on Zacks Investment Research (zacks.com).

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