For the quarter ended March 2025, First Financial Corp. (THFF) reported revenue of $62.49 million, up 29.2% over the same period last year. EPS came in at $1.55, compared to $0.93 in the year-ago quarter.

The reported revenue represents a surprise of +4.84% over the Zacks Consensus Estimate of $59.6 million. With the consensus EPS estimate being $1.29, the EPS surprise was +20.16%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how First Financial Corp. performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Net Interest Margin: 4.1% compared to the 3.9% average estimate based on two analysts.
• Efficiency Ratio: 57.5% compared to the 63% average estimate based on two analysts.
• Total Non Interest Income: $10.51 million compared to the $10.85 million average estimate based on two analysts.
• Gain on sale of mortgage loans: $0.23 million compared to the $0.20 million average estimate based on two analysts.

View all Key Company Metrics for First Financial Corp. here>>>

Shares of First Financial Corp. have returned -13.5% over the past month versus the Zacks S&P 500 composite's -8.9% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.

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First Financial Corporation Indiana (THFF) : Free Stock Analysis Report

This article originally published on Zacks Investment Research (zacks.com).

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