April 29 (Reuters) - Fair Isaac Corporation FICO.N, widely known as FICO, reported a 25% jump in second-quarter profit on Tuesday, helped by growth in its scores segment.

U.S. consumer debt delinquencies have climbed to the highest levels since the early days of pandemic, underscoring growing financial strain on households as they grapple with elevated interest rates, sticky inflation, and weakening job market signals.

However, for companies like FICO, the developer of the widely used FICO credit score, this environment presents a counterintuitive business opportunity.

As lenders tighten credit standards and increase reliance on risk-scoring and fraud detection tools, demand for FICO's analytics and decision management software typically rises.

The company reported an adjusted profit of $192.7 million, or $7.81 per share, for the quarter ended March 31. That compares with $154.5 million, or $6.14 per share, a year earlier.

Scores revenue, the company's largest revenue segment, rose to $297 million in the reported quarter, from $236.9 million a year earlier.

The software segment revenue rose 2.4% to $201.7 million from a year ago. FICO's total revenue jumped 15% to about $499 million.

The Bozeman, Montana based company also reiterated its previously announced fiscal 2025 guidance, which included double-digit percentage growth for both revenue and earnings.

(Reporting by Atharva Singh; Editing by Shailesh Kuber)

((Atharva.Singh@thomsonreuters.com;))