SoFi Technologies, Inc. (SOFI) reported $770.72 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 32.7%. EPS of $0.06 for the same period compares to $0.02 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $742.34 million, representing a surprise of +3.82%. The company delivered an EPS surprise of +100.00%, with the consensus EPS estimate being $0.03.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how SoFi Technologies performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Total Accounts - Technology Platform segment: 158.43 million versus 173.3 million estimated by three analysts on average.
• Total Products - Financial Services segment: 13.79 million versus the three-analyst average estimate of 13.54 million.
• Members: 10.92 million compared to the 10.62 million average estimate based on two analysts.
• Total Products: 15.92 million compared to the 15.94 million average estimate based on two analysts.
• Net Interest Income: $498.73 million compared to the $472.74 million average estimate based on four analysts.
• Total Noninterest Income: $273.03 million compared to the $267.34 million average estimate based on four analysts.
• Other: $41.04 million versus $70.85 million estimated by three analysts on average.
• Technology products and solutions: $86.44 million compared to the $88.15 million average estimate based on three analysts.
• Loan origination, sales, and securitizations: $48.36 million versus the three-analyst average estimate of $61.40 million.
• Total Interest Income: $763.81 million versus $750.72 million estimated by three analysts on average.
• Servicing: $4.45 million versus $0.52 million estimated by two analysts on average.
• Total Adjusted net revenue- Lending: $412.33 million compared to the $381.02 million average estimate based on two analysts.

View all Key Company Metrics for SoFi Technologies here>>>

Shares of SoFi Technologies have returned +13.5% over the past month versus the Zacks S&P 500 composite's -0.8% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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This article originally published on Zacks Investment Research (zacks.com).

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