Credit Acceptance Corporation recently published the transcript of its First Quarter 2025 Earnings Call, which took place on April 30, 2025. The call was attended by key corporate speakers including Jay Martin, Chief Financial Officer; Kenneth Booth, Chief Executive Officer; Jay Brinkley, Senior Vice President and Treasurer; Douglas Busk, Chief Treasury Officer; and Jeff Soutar, Vice President and Assistant Treasurer. Analysts such as Moshe Orenbuch from TD Cowen and Robert Wildhack from Autonomous Research also participated. During the call, Credit Acceptance highlighted its mission to maximize intrinsic value and positively impact its five key constituents: dealers, consumers, team members, investors, and communities. They emphasized their commitment to providing a valuable product that allows dealers to sell vehicles to consumers with less-than-prime credit histories. As Jay Martin stated, "We financed over 100,000 contracts for our dealers and consumers, collected $1.4 billion overall, and paid $68 million in dealer holdback and accelerated dealer holdback." The company also shared a success story of a customer named Vivien, an elementary school assistant from Maryland, who regained her independence through Credit Acceptance's financing after her vehicle was totaled. "With a reliable vehicle, she regained her independence," the management noted. The full transcript can be accessed through the link below.