First American Financial Corporation, through its division First American Data & Analytics, has released its June 2025 Home Price Index $(HPI)$ report, highlighting key trends in the housing market. The report reveals a national slowdown in house price growth, which Chief Economist Mark Fleming describes as a potential 'Goldilocks' scenario that could restore balance to the market. The HPI data, which includes all 50 states and the largest 30 metropolitan areas by population, indicates a 1.2% year-over-year decline in home prices in the Dallas-Plano-Irving area. This decline is segmented into three price tiers: a 0.5% increase in the starter tier, a 0.4% decrease in the mid-tier, and a 1.6% drop in the luxury tier. The report notes that first-time homebuyers, particularly impacted by affordability issues, are seeing price declines in 14 of the top 30 markets tracked. As inventory builds and demand faces affordability constraints, the market appears to be shifting back toward buyers, following a period of seller dominance during the pandemic.