First Financial Bankshares, Inc. has announced its earnings for the second quarter of 2025, reporting a net income of $66.66 million, marking an increase from $52.49 million in the same quarter of the previous year and $61.35 million in the first quarter of 2025. Basic and diluted earnings per share stood at $0.47, up from $0.37 in the second quarter of 2024 and $0.43 in the preceding quarter. The company attributed this growth to healthy loan and deposit growth, improved margins, and increased trust revenue. The net interest income for the quarter was reported at $123.73 million, a rise from $103.27 million in the same period last year and $118.79 million in the first quarter of 2025. The net interest margin increased to 3.81%, compared to 3.48% in the second quarter of 2024 and 3.74% in the previous quarter, driven by increased average yields on loans and securities. Noninterest expenses rose to $71.74 million from $65.01 million in the same quarter the previous year, largely due to increased salary, commission, and employee benefit costs, which were influenced by market-driven pay increases and higher profit sharing and incentive accruals. First Financial Bankshares, Inc. remains optimistic about its outlook for the remainder of the year, with expectations of improved investment yields and continued growth in loans and deposits.