Huntington Bancshares Incorporated has reported its financial results for the second quarter of 2025. The company achieved net income of $536 million, representing an increase of $9 million, or 2%, from the previous quarter, and a $62 million, or 13%, increase from the same period last year. Earnings per common share $(EPS)$ for the quarter stood at $0.34, consistent with the prior quarter and $0.04 higher than the year-ago quarter. Net interest income saw a rise of $41 million, or 3%, from the previous quarter and $155 million, or 12%, compared to the same quarter last year. The quarter's results included a $58 million decrease in pre-tax earnings due to a securities repositioning and Notable Items that reduced pre-tax earnings by $3 million. Huntington Bancshares announced a strategic combination with Veritex Holdings, Inc., aimed at accelerating its organic growth initiatives in Texas. The CEO highlighted the company's success in expanding its loan portfolio and attracting clients in new markets, including North and South Carolina, and Texas. Credit performance remained strong, with improved net-charge offs and stable levels of criticized and non-performing assets.