Overview
First Mid Bancshares Q2 adjusted EPS beats analyst expectations, per LSEG data
Company reports record high net income for Q2 2025
Board increases quarterly dividend to $0.25 per share
Outlook
Company focuses on disciplined credit culture amid fluctuating macroeconomic environment
First Mid invests in technology platforms for future growth
Company does not provide specific financial guidance for upcoming periods
Result Drivers
NET INTEREST INCOME - Driven by higher yields on earning assets while maintaining funding costs, resulting in a 7.5% increase from Q1 2025
LOAN GROWTH - Total loans increased by $68.1 mln, with significant contributions from construction, land development, and agriculture operating lines
DEPOSIT GROWTH - Deposits rose by $59.8 mln, primarily from interest-bearing demand deposits, money market accounts, and time deposits
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q2 Revenue | Miss | $5.39 mln | $61.50 mln (7 Analysts) |
Q2 Adjusted EPS | Beat | $0.99 | $0.92 (7 Analysts) |
Q2 EPS | $0.98 | ||
Q2 Adjusted Net Income | Beat | $23.70 mln | $22.10 mln (7 Analysts) |
Q2 Net Income | $23.44 mln | ||
Q2 Net Interest Income | $63.86 mln | ||
Q2 Dividend | $0.25 | ||
Q2 Pretax Profit | $30.13 mln |
Press Release: ID:nGNXbyh3MQ
(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)
免責聲明：投資有風險，本文並非投資建議，以上內容不應被視為任何金融產品的購買或出售要約、建議或邀請，作者或其他用戶的任何相關討論、評論或帖子也不應被視為此類內容。本文僅供一般參考，不考慮您的個人投資目標、財務狀況或需求。TTM對信息的準確性和完整性不承擔任何責任或保證，投資者應自行研究並在投資前尋求專業建議。