Peapack-Gladstone Financial Reports Q2 2025: Revenue Up 22%, Net Income Down 4%, EPS Drops to $0.87

Reuters
07/22
Peapack-Gladstone Financial Reports <a href="https://laohu8.com/S/QTWO">Q2</a> 2025: Revenue Up 22%, Net Income Down 4%, EPS Drops to $0.87

Peapack-Gladstone Financial Corporation $(PGC)$ has released its financial results for the second quarter of 2025. The company's total revenue increased by 22% to $134.11 million compared to $109.68 million in the same period last year. This growth was driven by a 38% rise in net interest income, which reached $48.29 million, up from $35.04 million the previous year. Net income for the quarter was reported at $15.55 million, marking a 4% decrease from $16.16 million in the second quarter of 2024. The diluted earnings per share $(EPS)$ also experienced a 4% decline, standing at $0.87 compared to $0.91 in the previous year. The company's net interest margin $(NIM)$ saw an improvement to 2.77% for Q2 2025, an increase of 9 basis points from 2.68% in Q1 2025. Deposits grew to $6.4 billion as of June 30, 2025, representing a 12% increase over the last twelve months, with newly funded accounts contributing $282 million at an average weighted cost of 1.88%. Peapack-Gladstone Financial Corporation also reported a 4% increase in both the tangible book value per share and the book value per share, which stood at $33.19 and $35.71, respectively, as of June 30, 2025. The company's capital ratios remain robust, with the Tier 1 Leverage Ratio at 9.99% for Peapack Private Bank & Trust and 8.94% for the Company. The Common Equity Tier 1 Ratio was reported at 12.29% for the Bank and 10.99% for the Company.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Peapack-Gladstone Financial Corporation published the original content used to generate this news brief on July 21, 2025, and is solely responsible for the information contained therein.

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