Tompkins Financial Corporation (NYSE American: TMP) reported a strong financial performance for the second quarter of 2025, with significant improvements in key metrics. The company's diluted earnings per share increased to $1.50, marking a 9.5% rise from the previous quarter and a notable 36.4% increase from the $1.10 reported in the second quarter of 2024. Net income for the quarter reached $21.5 million, reflecting a 9.1% increase compared to the first quarter of 2025, and a substantial 36.9% growth compared to the same period last year. For the six months ended June 30, 2025, net income amounted to $41.2 million, up by $8.6 million or 26.4% from the $32.6 million reported for the same period in 2024. The diluted earnings per share for the six months improved to $2.87, a 25.3% increase from $2.29 in the previous year. The company noted significant growth in its business operations, with average loan growth of 7.5% and average deposit growth of 5.2% year-to-date. Total loans at the end of the second quarter were up $106.0 million or 1.8% from the previous quarter, and 7.1% from the prior year. Total deposits reached $6.7 billion, a 6.8% increase from June 30, 2024. Net interest margin improved to 3.08% for the second quarter, up from 2.98% in the first quarter of 2025, and significantly higher than the 2.73% reported for the second quarter of 2024. Noninterest income for the quarter was $22.5 million, up 3.4% from the previous year, driven by increases in insurance commissions and fees, and wealth management fees, although partially offset by a decline in card services income. Stephen Romaine, President and CEO of Tompkins, highlighted the company's continued positive momentum, attributing the growth to net interest margin expansion and overall business growth. The company remains committed to supporting local communities and building quality customer relationships.