Pacific Premier Bancorp, Inc. $(PPBI)$, the holding company of Pacific Premier Bank, announced its financial results for the second quarter of 2025. The company reported a net income of $32.1 million, or $0.33 per diluted share, for the quarter. This reflects a decrease from the first quarter of 2025, where net income was $36.0 million, or $0.37 per diluted share, and from the second quarter of 2024, when net income stood at $41.9 million, or $0.43 per diluted share. Net interest income for the second quarter of 2025 was $126.8 million, down from $123.4 million in the first quarter of 2025 and $136.4 million in the second quarter of 2024. The reduction in net interest income compared to the previous year was mainly due to lower average interest-earning assets and yields, although this was partially offset by lower average interest-bearing liabilities and reduced cost of funds. The return on average assets (ROAA) for the second quarter of 2025 was 0.71%, a decline from 0.80% in the prior quarter and 0.90% in the same quarter of the previous year. The return on average equity (ROAE) also decreased to 4.33% from 4.87% in the first quarter of 2025 and 5.76% in the second quarter of 2024. The company declared a quarterly cash dividend of $0.33 per share, maintaining the same dividend payout as previous quarters.