American Coastal Insurance Corporation reported a strong second quarter for 2025, with net income reaching $26.4 million, or $0.53 per diluted share, an increase from $19.1 million, or $0.39 per diluted share, in the same quarter of 2024. Total revenue rose by 25.9% to $86.5 million from $68.7 million year-over-year. Key drivers of this financial performance included increased gross premiums earned and decreased ceded premiums earned, which contributed to the overall rise in revenues. Despite a $1.1 million decrease in total gross written premium to $228.3 million, the company maintained profitability due to disciplined cost management, as evidenced by decreased general and administrative expenses offsetting increased policy acquisition costs. Income from continuing operations, net of tax, for the second quarter was $28 million, up from $19.1 million in the previous year, reflecting a 47% increase. However, the company reported a net loss from discontinued operations of $1.6 million during this period, compared to a $19 thousand loss in the second quarter of 2024. CEO B. Bradford Martz expressed satisfaction with the company's performance, noting the growth in market share within the commercial residential segment. Recent credit rating upgrades from Kroll Bond Rating Agency further underscore the positive outlook for American Coastal.