Usio Inc. has announced its financial results for the second quarter of 2025, reporting a total payment dollar processing volume growth of 15% compared to the prior year period. This growth was primarily driven by a 19% increase in electronic check dollar volume and a 33% rise in transactions within the ACH line of business. Despite these advancements, the company experienced a net loss of approximately $0.4 million, compared to a net income of $0.1 million in the same period of 2024. Revenues for the first six months of 2025 were $42.0 million, reflecting a 2% increase over the prior year, although the prepaid card services business line saw a decline. Gross profit rose to $9.9 million from $9.7 million, with gross margins improving slightly to 23.7% from 23.5%. Usio's Adjusted EBITDA1 for the second quarter was $0.5 million, a decrease from $0.8 million in the same period last year. Operating cash flow was reported at $1.1 million for the quarter. The company anticipates that SG&A expenses will be significantly lower in the second half of the year, leading to a nominal increase in total SG&A expenses for 2025 compared to 2024. Usio's strategic initiatives, including the implementation of the Usio One go-to-market strategy and investments in new technologies such as wearables and biometric payment systems, are expected to provide durable growth and returns in the future.